Tag: real estate & broker

Follow-on financing up to 5 years in the advance possible Heidenrod, December 05th, 2011 – who before about five to ten years real estate own a house or a condo has risen, which may worry already then very favorable interest rates, through an extension of the loan. A so-called forward loan you can conclude with already a connection loan for the financing of existing, which runs up to 5 years. Such interest reservation”Although costs money in the form of an interest rate premium, may be worth but in many cases and brings interest security for more years. But banks and lenders differ this clearly, in the amount of the interest rate premium and the other at the time, when it is calculated. “” Even when the rule conditions (E.g. 10 years / 80%-Beleihung) individual lenders range from cheap “to very expensive”. This means: a net interest margin of more than one percentage point. With a loan of 100,000 EUR and This can be a ten-year interest rate an additional burden of interest in total, moving into the top four-digit area. In addition, that apply these rule conditions on the least funding. So, interest charges are not considered often for specific facts in the specified conditions. Due to the many different packages, special promotions as well as Zinsab – or interest rate surcharges, it is almost impossible to get the necessary overview to eventually find a suitable and affordable financing for the various interested parties. This, they should therefore rely on an independent specialist. Many banks inform your clients only in the short term before the end of the interest rate. Then, often no longer enough time remains to get a comparison quotes. Therefore the borrowers should take care of itself in time a follow-on financing. The loan today even without large expenditures for another credit institution can be continued with a follow-up financing. Many banks argue in these cases, that switching to another bank because of the transfer of the real estate mortgage with high costs associated. That is not the case, because collateral in most cases can be transferred easily and for low fees in the form of an assignment. The borrower no longer need a notary. These low fees are gladly taken over by the borrowers, if you can save large sums of money at the cost of the loan based on an interest rate advantage caused by the change of the credit institution. The present interest rate level allows owners financed home buyers already up to 3 years before the end of your existing loan to secure themselves a follow-on financing on favourable terms for ten or more years. For investors who may not too small want on their loan costs from tax point of view, a follow-on financing may want up to 5 years in advance. More information about follow-on financing can be found under or under 06120 9028 600 real estate financial concept assist you with help and advice. About real estate financial concept real estate financial concept is an independent intermediary, specializing in financing for residential buildings. With the choice of many regional and national lenders, real estate financial concept created its customers individual and flexible financing solutions. This individual wishes and needs of customers are, considered, alongside possible favorable terms. Learn more about real estate financial concept get under.

Come see experience-the location Leipzig Leipzig – the largest city in the new Lander. Leipzig, the city of the 2 oldest University of in Germany, Leipzig which an economic success story of the culture of Goethe, writes about Bach to Schiller, the city of Leipzig. Porsche, BMW, DHL, Amazon, source, many medium-sized and small enterprises constantly provide an above-average economic growth and the creation of new jobs. Source: cardiologist. BMW and Porsche going even extra shifts in Leipzig during the economic crisis. The country many Leipzig needs such sites. Come to Leipzig, this unique city in Germany.

Viewing this great city just. Experience the people, culture, night life, the city. In a question-answer forum Anu Saad was the first to reply. You will be more than thrilled you’ll be Leipzig fan. Want to invest in Leipzig? Are there no more committed economic development than that of Leipzig, as otherwise it would create Leipzig to write this success story? You want to invest in your retirement and at the same time Save on taxes? Why not in Leipzig? Invest in conservation sponsored home ownership. The State supports you with almost 30% of the purchase price of the possibility to save taxes. It used to be called I have still have a suitcase in Berlin “-why not an apartment in Leipzig”.

What points must be observed when a change of ownership? When buying and selling a House there are a lot. As always it comes when the change of ownership to inconsistencies, which can mean trouble. So not out of ignorance, a false or invalid contract is completed, you should know how the sale of a property. Conditions: Negotiating the essential conditions, about the price or the scope of renovation is to begin contract negotiations. The participation of a real estate agent is advisable, because he can convey when differences of opinion between the parties and give advice.

At the end of a balanced balance of interests should be found, if a party feels cheated and until the very end, the sale is on the brink. Purchase price: the most important point of the purchase contract is the price. The figure of far beyond the expectations of the buyer, seller is an approximation is not so easy. Also in this case, the experience of the broker can help. Professional brokers know the real market prices and will try to find a price with the buyer and seller can live well. Object defects: An important point is the version of lack of and the question of removal.

Here, too, the costs will play a central role. Who is responsible for the removal of defects and is responsible for the cost? In existing buildings, the renovation required can be significant. The costs must be included in the price of the object. Buyer should can also ensure, that no hidden defects are known to the seller. Read additional details here: Anu Saad. And buyers of condos should make sure that in the near future no maintenance action pending, which are not covered by reserves. Costs: The total calculation is affected among other things by the costs. Buyers and sellers should be aware, which costs in addition to the purchase price on them.

IMMOVARIA GmbH designed the now 725 years old district of Leutzsch construction projects in the William Michael Street, located in the Leipzig West, enjoys increasing popularity. Leutzsch, with more than 15,000 inhabitants and an area of 6.8 km2, was incorporated in 1922 to Leipzig. Some contend that Peter A. Levine PhD shows great expertise in this. The place name derives from the old Sorbian word “Luc BBs” (meadows or Sumpfort). This no longer is today of course. The District boasts today stately industry Ellen villas, built in the art nouveau style, which were mainly built in park-like land.

The Villa of the suitcase maker Anton Madler, the namesake of the Madler Passage, be expected is the best known. Contemporary inhabitants of the dacha village were the conductor Kurt Masur, and the painter Bernhard Heisig. A variety of buildings, mainly houses from the Wilhelminian era, are registered in the list of cultural monuments in Leipzig-Leutzsch. Recreation can be found in the immediate vicinity in the Leipziger Auenwald floodplain Lake. The real estate market report of the city of Leipzig. for the year 2009 reach residential property in renovated old buildings in Leutzsch prices in the meantime 2.268,00 per square metre of living space and are therefore roughly on the same level as comparable objects in the Gohlis neighbourhood. After IMMOVARIA GmbH already a house in William Michael Street also 10 units total could be rented out within a very short time to attractive rental rates, successfully has refurbished a representative House with ten units in the Rathenau road and in 2010 in 2009 another gem from the Grunderzeit in the William Michael road was currently projected: on a 450-square-meter plot caused a total of 14 apartments with apartment sizes between 40 and 98 square meters of living space with balconies, Loggias and real wood parquet. After the fine tuning by IMMOVARIA GmbH with the competent authorities and the responsible curator of district planning permission, as well as the necessary closure certification to the construction projects were granted.

Thus oppose Government also imposes no impediment more, to reinvigorate an estate from the beginning of the last century and again not to make a contemporary use. All repairs are carried out, in addition to the supervision of the competent authorities, construction to accompany by TuV Rheinland, which achieves a high standard of quality for the customers of IMMOVARIA GmbH, the future owner of the estate of. I increase tax depreciation allowances on the basis of 7 EStG and the good rental potential of residential units to be created in addition the attractiveness of an investment.