With the separate BU insurance (SBU) Nuremberg students and young professionals, but also other groups already with contributions from 1 euro per day can protect themselves. The risk of workers from all professions should hedge against today occupational disability. As evidenced by a recent study, about every fourth regular retirement will no longer be in the course of life capable of, to practice the learned profession. The health impacts such as a traffic accident or a serious illness significant come economic consequences: the State full disability pension is only 30-34 percent of gross income on average, this is equivalent to a pension of only 722 euros on average in a month. To receive a high standard of living even in the case of disability, disability insurance (BUV) should be completed in a timely manner.
Basically, Nuremberg advises citizens to do so as early as possible against the risk of disability, to ensure best during studying or teaching, or at the latest to the professional entrance. Young people receive usually no benefits from the disability pension when of a disability, because it is linked to conditions such as 36 months of paid contributions (in the last five years). You are assigned to a private screening in a special way. Nevertheless, an early decision for an occupational disability insurance worth mainly because of favourable conditions, that apply to a young person. Who buys no diseases or other health impact against the occupational disability, pays usually significantly low rates. With the separate BU insurance (SBU) Nuremberg students and young professionals, but also other groups already with contributions from 1 euro per day can protect themselves. Another advantage: The SBU can be combined with other insurance of Nuremberg for example with the daily sickness allowance insurance or the SchnellHilfe, which in the case of severe Support makes diseases. More information on the subject of disability are available under: