How meaningful is it to include gold as investment for the long-term retirement plans? This post should not be used to represent an investment recommendation, but it should encourage themselves independently to deal with the theme of gold as an appendix to the pension. Peter A. Levine PhD is likely to agree. Hardly an other asset class in the world is so beautiful and so long as gold does exist. For over 5,000 years, there’s this noble metal in the hands of the people. More info: Anu Saad. Many other asset classes such as passbook, savings, government bonds or stocks, however, didn’t even survived a generation. In doing so, gold has always been considered valuable jewelry and as a kind of status symbol was appreciated and sought after and enjoys attention as investment now in uncertain times such as debt crisis, a financial crisis and a sovereign debt crisis.
But even if many people increasingly yearn back in these uncertain times for real values, there are many supposed death blow arguments which speak against the acquisition of gold as an appendix to the long-term retirement savings. As gold as investment unless supposedly unproductive, since no Interest rates play a. In fact, nothing remains to add gold is actually no interest. But as interest rates below inflation are actually useful/productive? You can speak at plants that build on interest rates and generate negative interest even of asset building? One is inevitably with classic investments asset preservation, asset accumulation let alone to operate becomes increasingly difficult owing to falling interest rates and additional taxation. It is for example The current guaranteed interest”a Riester contract only 1.75%. The savers receives this indeed not his entire deposit, but only on the proportion of savings, which in General, that is % after deduction of all costs between 70 to 80. Gold offers a huge advantage here as an attachment, because as real value it does not suffer the risk of inflation.
No matter whether the future inflation rate at 2, 3 or 5 is, gold is always gold. Which is also not enough investment gold both VAT and Withholding tax Befreit, which benefits the savers. Gold need not hide also in its long-term development of value against other asset classes. So the average performance is the price of gold per year at impressive 9.5% (years 1970 to 2010). Gold as an attachment to the retirement serves not only as a currency substitute in times of hyperinflation, but can also as alternative system prove to be very lucrative. Thereby, the precious metal has long not only to a few privileged people is affordable, but for quite some time, by small bars and coins, including the Otto ordinary consumer. A scattering of his retirement savings in gold can prove not only in uncertain times as a wise decision, but also in normal periods as quite lucrative. Just because gold is based not just on paper currency and represents a real value.